How I work with you

⚠️ Become Funding Ready

For business owners who want to know exactly where they stand before doing anything else — including those who already have a foundation in place.

What's included

• A full Funding Readiness audit of your business — the starting point for every client, no exceptions
• A walkthrough of what your business credit reports do and don't already show
• A clear compliance checklist covering legal entity, address, EIN, business bank account, and website
• A personalized roadmap showing exactly what to fix, and in what order

You walk away with: a written, step-by-step roadmap and a realistic picture of what it will take to become lender-ready — whether or not you continue with coaching.

🤝 Establish Business Credit

For business owners who are ready to commit to a real, step-by-step build — not a quick fix. Best for beginners and those ready for a long-term coaching relationship.

What's included — the 7-step framework

• Step 1 — Foundation: getting your legal entity, address, EIN, business bank account, and website fully compliant (you can't move forward without this)
• Step 2 — D&B profile: creating or correcting your Dun & Bradstreet file and number
• Step 3 — PAYDEX: building your score with starter trade lines, chosen together
• Step 4 — Experian: growing your score with the right gas cards and retail vendors
• Step 5 — Equifax: adding PG and non-PG charge cards, and maintaining on-time payments until your grades are passable
• Step 6 — Vendor trade credit: requesting line increases and adding accounts over time
• Step 7 — Graduation to funding: moving into the lending phase once your business and personal credit are ready

You walk away with: a documented business credit profile built the right way, step by step. This is a guided process — like a tour guide walking you through unfamiliar terrain — not something done on your behalf. The full path runs about 12 months, and it asks for real participation: ordering trade lines, paying on time, and staying the course.

🚀 Access Business Lending

For Funding Ready business owners who want to apply strategically — not blindly — for loans, credit lines, or vehicle financing.

What's included

• A 15-minute clarity call to talk through where you stand
• An evaluation of your current funding readiness and matches
• Access to a dedicated finance officer for guidance as you apply
• A curated referral partner list of brokers and lenders, plus access to available funding programs you may qualify for

You walk away with: a shortlist of financing options you actually qualify for, and a warm introduction to the right partners.

Do you fix bad credit?

Not in the way most people picture "fixing." There's no shortcut around a thin or messy file — the work is becoming compliant and methodically establishing accounts that report. If you've already done the groundwork yourself, that audit becomes a faster, more focused review rather than a full rebuild.

Why does everyone start with the audit — even if I already have a foundation?

Because business credit reports don't show you which trade lines you actually have or what's missing — only a closer look does. Skipping that step means working blind on both ends. The audit is what lets us collaborate on the right things instead of guessing.

What if my business is a sole proprietorship, not a registered entity?

Business credit is built on a legal entity — that's step one of the foundation, and it isn't optional. If you're not ready to formalize your structure, a self-guided path (with advisory calls as needed) is usually a better fit than the full coaching program.

Can you just tell me what to do, and I'll handle it myself?

If you mainly want direction rather than a guided, ongoing process, a self-guided path with advisory calls along the way is likely the better — and more affordable — option for you.

How long does the full program take?

Plan on roughly 12 months from foundation to graduation. Some steps simply take time — accounts need months to report, and grades need to season with on-time payments. That pacing is part of how real business credit gets built, not a delay in the process.

Will I be guaranteed approval or a certain amount of credit?

No — and you should be wary of anyone who promises that. I can't guarantee a specific score, approval, or dollar amount. What I can offer is professional, experienced guidance through every step, and an honest read on where you stand along the way.

Do you apply for credit or funding on my behalf?

No. I'm a guide, not a stand-in — think of it as a concierge relationship. You stay in the driver's seat for every application and account; I make sure you know exactly what to do, when to do it, and why it matters.